Sauk Makes it Possible — You Make it Happen

Stafford Loan: Application

  • Step 1:
  • Step 2:
    Select a
  • Step 3:
    SVCC Direct
    Loan Request
  • Step 4:
  • Step 5:
    Promissory Note


Federal Direct Loan

The Direct Loan is a long-term, low-interest loan created to help you pay for your education. The loan is federally insured and guaranteed by a guarantee agency. Eligibility for the Direct Loan is based on financial need. Your eligibility is determined by reviewing the data submitted on your Free Application for Federal Student Aid (FAFSA) and on supporting documents, if required. In addition to financial need, you must be enrolled or accepted for enrollment in a degree or professional program. You must be enrolled at least half-time (6 hours or more) and be a U. S. citizen or eligible non-citizen (permanent resident).

Unsubsidized Direct Loan

The Unsubsidized Direct Loan program is available to all students regardless of income. Students will pay the interest during the in-school and deferment periods. A lender may capitalize as often as quarterly, however, some lenders will capitalize the accrued interest (add it to principal) only once, when repayment begins.

Borrowing a student loan is an important decision. Please feel free to contact our office at (815) 288-5511, ext. 339 if you have any questions about the student loans available to you. We look forward to assisting you in financing your education at Sauk Valley Community College.

  1. Loan Period
  2. Amount Requested
  3. Is this your First Direct Loan at SVCC?
  4. Are you receiving Third-Party Funding? (such as BEST, AmeriCorps, Partners for Employment, etc.)
  5. Confirmations

    You may access your SVCC e-mail account by following the instructions at

    By clicking the following Submit Button, you hereby authorize Sauk Valley Community College (SVCC) to forward the Direct Loan request to the lender indicated above. Clicking the submit button implies that you understand that you must complete a Master Promissory Note if you are a first time borrower with the selected lender.